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  1. Resident Doctors of Saskatchewan – The doctors of tomorrow, today.
  2. Benefits
  3. Health and Dental Insurance

Health and Dental Insurance

RDoS members are automatically enrolled in the health and dental plans provided through the University of Saskatchewan’s Sun Life Group Insurance Policy. Through the collective agreement, your health and dental premiums are paid by your employer while you are an RDoS member.

Please note:

  • There is a three-month waiting period for dental insurance from the day you start residency.
  • Health insurance starts on day one of your residency training (no waiting period).
  • Where SunLife refers to "year", they mean calendar year of January 1 through December 31 (not the academic year).
  • You have travel medical insurance through your health plan; see details by clicking button below.

RDoS Extended Health Care Plan

RDoS Dental Plan

Need to make changes to your SunLife profile?

Click here to review instructions on your online profile and how to make changes (add dependents, etc.)

PLEASE NOTE: You cannot edit your dependents on the Sunlife app. You must edit them on the Sunlife website in a web browser.

To set up your dependents, click on the person icon in the top right corner of your browser and then click "Personal Info".

Relevant Articles from the Collective Bargaining Agreement

Article 15.0 - Insurance

Article 15.5 Dental Program

The Employer shall provide dental plan coverage for all employees, except for Type B Residents. Detailed Dental Plan information shall be provided by the Employer upon request.

The Employer shall provide a maximum of the set Dental Plan premiums at the time of implementation. In the event that the actual premium costs exceed the set premium rate, the Employer will provide notice to the Union, and any shortfall will be borne immediately by the Residents enrolled in the Dental Plan until such time as the terms of the Plan may be adjusted.

In the event the actual premium cost for the Dental Plan is less than the set premium rate at the time of implementation, the resulting surplus will accumulate and be used to absorb future actual premium costs that may exceed the set premium rate at time of implementation.

Article 15.6 Extended Health Care Plan

The Employer shall provide extended health care plan coverage for all employees except for Type B Residents. Detailed Plan information shall be provided by the Employer upon request.

The Employer shall provide a maximum of the set Extended Health Care Plan premiums at the time of implementation. In the event that the actual premium costs exceed the set premium rate, the Employer will provide notice to the Union, and any shortfall will be borne immediately by the Residents enrolled in the Extended Health Care Plan until such time as the terms of the Plan may be adjusted.

In the event the actual premium cost for the Extended Health Care Plan is less than the set premium rate at the time of implementation, the resulting surplus will accumulate and be used to absorb future actual premium costs that may exceed the set premium rate at time of implementation.

Effective the first day of the month after ratification by both parties, the Employer will introduce a Direct Pay pharmacy billing card for the union’s members pursuant to the rules governing such benefit.